By Eli Segall, Las Vegas Sun

Despite the slowly improving U.S. economy, more than half of Nevada households are locked in “perpetual financial insecurity,” says a new report, as the state remains near the bottom of the pack nationally for residents’ financial health.

Nevada has some of the highest rates of bankruptcy filings, underemployment, delinquent mortgages, uninsured residents and student-loan defaults, according to the nonprofit Corporation for Enterprise Development, or CFED.

The state also has some of the lowest rates of high school graduation, residents with college degrees, early childhood education enrollment, strong consumer-credit scores and small-business ownership.

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