You’re in the lake, stuff is on the beach — now what?

By Daniel Victor, New York Times

You’re alone at the beach, or maybe in a pair or a small group. It’s pretty hot out there, so it’s time to cool down in the water.

How do you make sure your phone, money and keys aren’t stolen?

It’s a simple question with no easy answer, especially if you don’t have a car nearby. While it’s easy to suggest leaving your valuables at home or at a hotel — which is, indeed, sensible advice — that option isn’t always practical or desirable.

When I posed the question to my Facebook friends, I got a surprising variety of responses.

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